We can offer quotes to all drivers with all kinds of motor vehicle records.  The companies that we
represent include Encompass, Progressive, Hartford & Travelers, Dairyland and several other leading
companies.  Premium depend on your kind of vehicle, your driving record, age, other drivers and type
of car.  There are too many factors to try to make an accurate quote by computer...

    Heck, you wouldn't want your doctor to diagnose your stomach pain by phone either!

Notes on Home and other dwelling Coverage:

     Hail has been a big problem for the insurance industry during the 1990's and its no wonder.
 About 25% of the world's hail falls between the Front Range, Cheyenne Ridge, Palmer Ridge and
Cedar Ridge (out by Limon.).

    Our competition, (State Farm, Farmers, etc.) have responded by restricting coverage, or making the
deductible a percentage of your house value.  The size of that deductible when you have a claim will be
alarming!

    We have ways to write insurance without the giant deductible.  Call your State Farm Agent and see
what they snuck in on you!